About the Author

Behind the pseudonym Jonathan McMillan stand two authors: Jürg Müller and an anonymous banker.

The End of Banking was written by two economists. (Photo: Goran Basic)

Jonathan McMillan is a pseudonym. Behind it stand two authors, both experienced in the world of economics and finance. One works for a large global bank. He is a financial expert who loves nothing more than digging through balance sheets, system flowcharts, and transaction data. In his role, he has gained firsthand insights into the workings of the financial centers of London and New York. To protect the identity of this author, The End of Banking is published under a pseudonym.


The other author is Jürg Müller, who has chosen an academic path. He holds an M.Phil. in economics from the University of Cambridge and a Ph.D. in economics from ETH Zurich. In his research, he investigated the impact of banking regulation on macroeconomic stability and welfare – parts of his thesis have been published in the Journal of Economic Theory. He is now an economics editor at Neue Zürcher Zeitung, the Swiss newspaper of record.


The two authors have met while attending university, but lost touch with each other in the years after due to their different career choices. In 2011, their paths crossed again in a London pub. Disappointed by how their peers in banking and academia dealt with the financial crisis, they decided to set forth on a writing journey together. In The End of Banking, they share their complementary insights into the workings of banking.